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Protecting you and your future.

How Does Car Insurance Work?

Whether you lease, finance, or own your car, it is mandatory to have car insurance. However, in order to be eligible for car insurance, certain conditions and restrictions apply.

To begin with, you (and all drivers you wish to include in the policy) must have a valid driver's license and be a resident of Ontario


Next, insurance companies will look at your prior driving record to determine eligibility and rates. However, rates will vary depending on whether you are looking for a new insurance policy altogether or if you wish to renew an existing one.


Other eligibility restrictions may arise from past convictions. This too, will vary depending on when your last conviction occurred and the nature of the conviction.

Why use a broker?

We act as your personal advisor on insurance matters. We work for you, not the insurance company, to make sure your family; your possessions, and your business are properly protected. We do the insurance shopping for you.


Our job is to find you the right protection for the right price. If you have the misfortune of a loss we will guide you through the claims process, helping to ensure a swift and fair settlement by your insurance company, to get you back to where you were before disaster struck.

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